COMPETITION

COMPETITION

RAILWAY

RAILWAY RECRUITMENT EXAMS
Railway Recruitment Exams in India conducted for technical and non-technical positions. The positions are:

RRB NTPC
RRB JE
RRB Group D
RRB ALP and Technicians
RPF Constable Recruitment

RRB ALP/TECHNICIAN EXAM
RRB ALP/Technician exam is conducted to recruit the candidates for the position of Assistant Loco Pilot and technicians. Assistant Loco pilot means the assistant driver of the train.

The RRB ALP exam is conducted in four-stages. The RRB ALP Exam Stages are :

Stage 1 - CBT 1
Stage 2 - CBT -2
Stage 3 - Document Verification
Stage 4-  Medical Examination

RBB GROUP D EXAM
RRB Group D is one of the largest exams in the world in terms of the number of applicants. The RRBs on behalf of Railway Recruitment Cells conduct the RRB Group D exam across the nation. The RRBs issue a centralised notification for the posts  of Track Maintainer Grade-IV, Helper/Assistant Pointsmen and other posts. The RRB Group D exam comprises three stages. Stage 1 -CBT, Stage 2- Physical Efficiency Test (PET), Stage 3- Document Verification and Stage 4 - Medical Examination.

The syllabus of the exam is:

The Mathematics section assesses a candidate's calculative skills.
The General Intelligence and Reasoning test a candidate's logical reasoning ability.
RRB Group D syllabus for General Science covers Physics, Chemistry and Life Sciences of Class 10 level of CBSE.
RRB Group D 2019 syllabus for General Awareness covers topics from Science & Technology, Sports, Culture, Personalities, Economics, Politics and any other subject of importance.

RRB NTPC EXAM
RRB NTPC exam is the most popular exam among graduates because of its generalised nature of the examination. This exam is conducted to recruit the non-technical staff for the railway departments. It includes the following position-Clerks, Goods Guards, Accountants, Traffic Assistants, Commercial-cum-train clerk and the post of Station Master.

The exam comprises of four stages - Stage 1 -CBT, Stage 2- CBT, Stage 3- skill test and stage 4 -Document Verification (DV).

The syllabus includes: -

General Intelligence and Reasoning, candidates are assessed based on their ability to think logically.
The Mathematics section to assess a candidate’s calculative skills.
The General Awareness to assess a candidate’s knowledge regarding the current affairs.

RPF RECRUITMENT
Railway Protection Force (RPF) recruitment exam is conducted by the Ministry of Railways to recruit candidates for the force. Railway Protection Force does various tasks in addition to the security in the trains and Railway Property.

The RPF recruitment exam is conducted for two positions, they are:

Constables
Sub-inspectors

RRB JE EXAM
RRB JE exam is conducted to recruit the junior engineers in various railway departments. This exam is very popular among the engineering graduates and the number of applicants in this exam is very high. The following are the four positions for which the recruitment notification was released.

Junior Engineer (JE)
Junior Engineer (Information Technology)
Depot Material Superintendent (DMS) and
Chemical & Metallurgical Assistant (CMA)

The RRB JE exam has a four-stage selection process. The four-stages of the exam are:

Stage 1 - CBT 1
Stage 2 - CBT 2
Stage 3 - Document Verification
Stage 4 - Medical Examination

SSC: Staff Selection Commission

SSC: What and Why?

Staff Selection Commission (SSC) is an organisation under the administrative control of the central government in order to take care of the recruitments in various government departments. It is tasked with the job of carrying out recruitment for Group B and Group C non-gazetted posts (both technical and non-technical) for central government departments as well as various autonomous organisations.

SSC Exams: A Bag with full of Opportunities

SSC exams are one of the biggest recruitment drives carried out in India. Because of the fascination of getting government jobs in the youth of the nation, every year lakhs of candidates appeared in the examinations. The popular examinations conducted by SSC are:

CGL (Combined Graduate Level): The most popular exam conducted by SSC, is the CGL exam or the Combined Graduate Level examination. It is conducted every year for graduates to recruit in various non-technical posts of Group B and Group C in central government. The posts for which large number of vacancies exists through Graduate Level are: Assistant Grade, Auditors/ Inspectors of Income Tax/Central Excise, Sub-Inspectors in Central Police Organisations (Assam rifles, BSF, CRPF, CISF, ITBP and SSB) and CBI, /Upper Division Clerks, Divisional Accountants etc.

CHSL (Combined Higher Secondary Level): This is another popular examination of SSC to recruit basically lower division clerks and data entry operators in various government departments. The minimum qualification required is the candidate should have passed the 10+2 examination.

MTS (Multi-Tasking Staff): This exam is to recruit subordinate staff in various central government departments as well as organisations. The basic qualification required is the candidate should have passed the Matriculation examination or equivalent from a recognised board.

Junior Engineer Examination: SSC recruits in technical cadres of Group B through this examination. The recruitment is done for engineers in Central Water Commission, Department of Posts, Central Public Works Department, Military Engineering Services etc.Stenographer (Grade C and Grade D):

Apart from all these regular examinations, SSC often comes up with various advertisements for a number of posts throughout the year. The best thing about the organisation is the vast mandate it has and that is why, from a matriculate to a postgraduate, everybody has the opportunity to get employed as a government servant through SSC.

BANKING

Introduction: What is banking and why is it important?

Banking is defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to conduct economic activities such as making profit or simply covering operating expenses.

A bank is a financial institution licensed to receive deposits and make loans. Two of the most common types of banks are commercial/retail and investment banks.  Depending on type, a bank may also provide various financial services ranging from providing safe deposit boxes and currency exchange to retirement and wealth management.
In the United States of America banks are regulated by the U.S. Federal Reserve Bank which is one of the world's major central banks.  Above all, central banks are responsible for currency stability.  They control inflation, dictate monetary policies, and oversee money demand and supply in the market.  Commercial or retail banks offer various services including, but not limited to, managing money deposits and withdrawals, providing basic checking and saving accounts, certificates of deposit, issuing debit and credit cards to qualified customers, supplying short-and long-term loans such as car loans, home mortgages or equity line of credits.  Investment banks gear their services toward corporate clients.  They provide services such as merger and acquisition activity and underwriting among other investment services.

In 2017, the Federal Deposit Insurance Corporation (FDIC) conducted a U.S national survey (Links to an external site.) to estimate the number of unbanked and underbanked American households.  Survey executive summary revealed that approximately 8.4 million U.S. household or 20.5 million individuals were unbanked, which means no one in that household had a saving or a checking account.
Survey also indicated that approximately 24.2 million U.S. households or 64.3 million individuals were underbanked, which means the household had an account at an insured institution but also obtained financial products or services outside of the banking system.
 
But why is this important? Because those who are unbanked or underbanked are hindering their financial lives from enjoying services that lead to financial well-being. Many must resort to services outside the banking system to cash checks or borrow loans and incur higher transaction fees and interest unnecessarily.   Here are some of the reasons why banking tops the list of pillars required in financial literacy.

1. Safeguard your cash
2. Manage your finances – record keeping and budgeting
3. Receive your paycheck quickly using direct deposit
4. Facilitate financial transactions
5. Insure your liquid assets
6. Use debit and credit card services
7. Earn interest
8. Borrow loans
9. Invest your money

Establish a credit history to generate a FICO credit score instrumental in borrowing funds and building wealth.

1. IBPS CLERK EXAM

                Minimum Age limit: 20 years

                Maximum Age Limit: 28 years.

2. IBPS PO

                Minimum Age Limit: 20 Years

                Maximum Age Limit: 30 Years

3. NIACL Assistant

                Minimum Age: 21 Years

                Maximum Age: 30 Years

4. RBI Grade B

               Minimum Age: 21 Years

               Maximum Age: 30 Years

5. SBI PO

              Minimum Age: 21 Years

              Maximum Age: 30 years

6. SBI Clerk

             Minimum Age: 20 Years

             Maximum Age: 28 Years

7. IBPS SO

            Minimum Age: 20 years

            Maximum Age: 30 years

8. NABARD

              Minimum Age: 21 Years

              Maximum Age: 30 Years

9. IBPS RRB

              Minimum Age (Office Assistant): 18 Years

              Maximum Age (Office Assistant): 28 Years

              Minimum Age (Assistant Manager): 18 Years

              Maximum Age (Assistant Manager): 30 Years

10. LIC HFL Recruitment

Apart from these top exams, there are many more banking exams you can opt for after your graduation. Some of them are given below:

IPPB Recruitment
LIC AAO
IDBI PO
NICL AO
Federal Bank Clerk/ PO
Bank of Baroda SO
South Indian Bank PO
Saraswat Bank
UIIC Assistant
Syndicate Bank PO
Canara Bank PO Etc.
I hope this is going to help in your Bank exam preparations.

Best of Luck!